Casio ALGEBRA FX2.0 Financial Manual de usuario Pagina 1

Financial Calculation (TVM)Software for theALGEBRA FX2.01. Before Performing Financial Calculations2. Simple Interest3. Compound Interest4. Cash Flow

104. Cash Flow (Investment Appraisal)This calculator uses the discounted cash flow (DCF) method to perform investment appraisalby totalling cash flow

11uuuuuPBPInitial value of N when NPV > 0.• Press 3 (CASH) from the Financial 1 screen to display the following input screen for CashFlow.• 3(CASH)

12After drawing a graph, you can press 1 (TRACE) to turn on trace and read calculation resultsalong the graph.Press i to turn off trace.Press i again

135. AmortizationThis calculator can be used to calculate the principal and interest portion of a monthly installment,the remaining principal, and amo

14The following calculation is performed after conversion from the nominal interest rate to theeffective interest rate, and the result is used for all

15•An error (Ma ERROR) occurs if parameters are not configured correctly.Use the following function keys to maneuver between calculation result screen

166. Interest Rate ConversionThe procedures in this section described how to convert between the annual percentage rateand effective interest rate.uuu

177. Cost, Selling Price, MarginCost, selling price, or margin can be calculated by inputting the other two values.uuuuuFormulaCST = SEL100MRG1– SEL =

188. Day/Date CalculationsYou can calculate the number of days between two dates, or you can determine what datecomes a specific number of days before

19• 1(PRD) ... Number of days from d1 to d2 (d2 – d1)• 2(d1+D) ... d1 plus a number of days (d1 + D)• 3(d1 – D) ... d1 minus a number of days (d1

21. Before Performing Financial Calculationskkkkk TVM ModeInstalling the Financial Application on your ALGEBRA FX2.0 adds a TVM icon to the MainMenu.E

209. DepreciationAny of the following four methods can be used to calculated depreciation.uuuuuStraight-Line MethodThe straight-line method calculates

21uuuuuSum-of-the-Year's Digits MethodThe sum-of-the-year's-digits method calculates depreciation for a given period.12{Y–1}n' = n – n

22Press 3(DEPR) from the Financial 2 screen to display the following input screen for depre-ciation.Depreciation for an item acquired part way through

23The following function keys are on the calculation result table screen.• 1(REPT) ... Parameter input screen• 6(GRPH)... Draws graphAfter drawing a

2410. BondsThe bond calculation function calculates the price and yield of a bond.uuuuuFormulaPRC: price per $100 of face valueCPN : annual coupon rat

25Press 4(BOND) from the Financial 2 screen to display the following input screen for bandcalculation.• 6(g)4(BOND)d1 ...

26•An error (Ma ERROR) occurs if parameters are not configured correctly.Use the following functions key to maneuver between calculation result screen

2711. TVM GraphThe TVM Graph lets you assign two of the five parameters (n, I%, PV, PMT, FV) to the x-axisand y-axis of a graph, and plot changes in y

3kkkkk SET UP Itemsuuuuu Payment•{BGN}/{END} ... Specifies {beginning of the period} / {end of the period} paymentuuuuu Date Mode•{365}/{360} ..

42. Simple InterestThis calculator uses the following formulas to calculate simple interest.uuuuuFormula365-day ModeSI' = n365× PV × iSI' =

5After drawing a graph, you can press 1 (TRACE) to turn on trace and read calculation resultsalong the graph.Each press of e while trace is turned on

63. Compound InterestThis calculator uses the following standard formulas to calculate compound interest.uuuuuFormula IPV+PMT u + FVi(1+ i)n(1+ i)n (1

7nPMT = – PV + FVPMTn = – PV + FV• A deposit is indicated by a plus sign (+), while a withdrawal is indicated by a minus sign (–).uuuuuConverting be

8n ... number of compound periodsI% ... annual interest ratePV ...

9•An error (Ma ERROR) occurs if parameters are not configured correctly.Use the following function keys to maneuver between calculation result screens