Casio CLASSPAD 330 3.04 Manual de usuario Pagina 853
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Valorado. / 5. Basado en revisión del cliente
20060301
15-5-4
Amortization
I%' =
I%
(1+ ) –1
[C / Y ]
[P / Y ]
100 × [C / Y ]
{ }
×100
i = I%'÷100
Calculation Formulas
a
: Interest portion of payment PM1 (INT)
b
: Principal portion of payment PM1 (PRN)
c
: Principal balance upon completion of payment PM2 (BAL)
d
: Total principal paid from payment PM1 to payment PM2 (
3
PRN)
e
: Total interest paid from payment PM1 to payment PM2 (
3
INT)
•
a
+
b
= one repayment (PMT)
Converting between the Nominal Interest Rate and Effective Interest Rate
The nominal interest rate (
I
% value input by user) is converted to an effective interest rate
(
I
%
'
) for installment loans where the number of annual payments is different from the number
of annual compoundings calculation periods.
The following calculation is performed after conversion from the nominal interest rate to the
effective interest rate, and the result is used for all subsequent calculations.
1 payment
Number of Payments
1PM1
PM2
Last............... ..................
...............
d
e
INTPM1 = I BALPM1–1 s i I s (PMT sign)
PRN
PM1 = PMT + BALPM1–1 s
i
BALPM2 = BALPM2–1 + PRNPM2
3
PRN = PRNPM1 + PRNPM1+1 + .... + PRNPM2
PM2
PM1
INT = INTPM1 + INTPM1+1 + .... + INTPM2
PM2
PM1
BAL0 = PV ....................... Payment: End (Format tab)
INT1 = 0, PRN1 = PMT ... Payment: Begin (Format tab)
c
a
b
1 payment
Number of Payments
1 PM1 PM2 Last.............. ..................... ............
- ClassPad 330 1
- FCC WARNING 2
- Declaration of Conformity 2
- Getting Ready 3
- ClassPad 5
- 3. Using the Stylus 5
- 5. User Registration 8
- Handling Precautions 9
- 2006030120080201 10
- Contents 12
- 2006030120070301 25
- About This User’s Guide 26
- 1-1 General Guide 30
- 1-6 Input 51
- 1-7 Variables and Folders 70
- 20060301 100
- Chapter 109
- 20090601 111
- 2-2 Basic Calculations 116
- 2-4 Function Calculations 128
- 2-5 List Calculations 146
- 2-7 Specifying a Number Base 156
- 2-8 Using the Action Menu 161
- with Other Applications 222
- 2-11 Using Verify 233
- 2-12 Using Probability 237
- 20070301 247
- 3-2 Using the Graph Window 257
- 3-3 Storing Functions 268
- 3-4 Using Table & Graph 282
- 3-5 Modifying a Graph 297
- 3-6 Using the Sketch Menu 303
- 3-7 Using Trace 308
- 4-2 Inputting Equations 327
- 4-3 Drawing a Conics Graph 330
- 5-2 Inputting an Expression 349
- 5-3 Drawing a 3D Graph 351
- 20080201 352
- Application 369
- 6-4 Using LinkTrace 376
- 6-5 Drawing a Cobweb Diagram 377
- 7-2 Using Stat Editor 383
- • MSe = 411
- ClassPad Operation 413
- Residual Calculation 418
- Calculations 420
- Example 2: Two-Way ANOVA 422
- 7-9 Tests 424
- 1-Sample 425
- 2-Sample 427
- Linear Regression 435
- 7-10 Confidence Intervals 443
- Interval 444
- Distribution Command List 455
- Normal Probability Density 455
- Student 458
- Probability Density 458
- Cumulative Distribution 459
- Inverse 462
- = p(1– p) 472
- Edit Menu 484
- File Menu 484
- View Menu 485
- Draw Menu 485
- Tap i and then tap a figure 486
- Do this: 486
- To do this: 486
- 8-2 Drawing Figures 487
- 8-3 Editing Figures 531
- 8-5 Working with Animations 549
- Applications 557
- Numeric Solver window 569
- Graph Editor window 569
- 9-2 Using Numeric Solver 570
- Insert Menu 576
- Action Menu 576
- Other Buttons 577
- 10-2 Creating an eActivity 579
- Using the Presentation 606
- 11-2 Building a Presentation 611
- Entering the Editing Mode 619
- Editing Operations 621
- Using the Program 629
- Editor window 633
- Program Application Overview 633
- 12-2 Creating a New Program 637
- “CAUTION” file 640
- Local Variables 644
- 12-3 Debugging a Program 646
- 12-4 Managing Files 651
- 12-5 User-defined Functions 653
- Program Command Reference 657
- { } 664
- Using the Spreadsheet 708
- 13-4 Editing Cell Contents 719
- 13-6 Statistical Calculations 753
- 13-9 Graphing 778
- Using the Differential 799
- Equation Graph 799
- Overview 800
- Equation 813
- View Window Parameters 820
- Operations 823
- Using the Financial 833
- 15-2 Simple Interest 841
- Calculation Formulas 842
- 15-3 Compound Interest 843
- { } 845
- 15-4 Cash Flow 846
- 15-5 Amortization 850
- 15-6 Interest Conversion 854
- 15-7 Cost/Sell/Margin 856
- 15-8 Day Count 857
- 15-9 Depreciation 859
- 15-10 Bond Calculation 863
- Issue date 866
- Redemption date (d2) 866
- 15-11 Break-Even Point 868
- 15-12 Margin of Safety 871
- 15-13 Operating Leverage 872
- 15-14 Financial Leverage 873
- 15-15 Combined Leverage 874
- 15-16 Quantity Conversion 875
- Configuring System 877
- Settings 877
- 16-1 System Setting Overview 878
- 16-2 Managing Memory Usage 880
- Deleting Memory Usage Data 882
- Arrangement 890
- 16-10 Optimizing “Flash ROM” 891
- Imaginary Unit 896
- Hard Keys 897
- How to Transfer Data 902
- Selecting Data for Transfer 911
- Appendix 915
- 2 Deleting an Application 918
- 5 Specifications 925
- 6 Character Code Table 927
- 2002080120060301 928
- 8 Command and Function Index 938
- Statistical - Plot 946
- 10 Error Message Table 948
- CASIO COMPUTER CO., LTD 954
- 6-2, Hon-machi 1-chome 954
- U.S.Pats. 5,539,867 954
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